What to know about consumer insurance policy changes

Consumers can’t sign up for an insurance plan until they have a certain level of income, a new federal regulation says.The new rules, which went into effect in March, say people who earn between $50,000 and $60,000 per year and have annual household income of more than $200,000 should not have to buy insurance, unless …

How to stop the ‘Biggest Brands’ from influencing consumer decision-making

Consumer direct brands such as Unilever and Colgate-Palmolive are dominating the market and they’re getting more so as brands become more global and more profitable.But some brands are starting to fall behind the pack.Consumer direct brands, such as Nestle, are becoming more expensive to produce and the demand for food products has been falling in …

Citigroup reports strong earnings as it struggles with energy rebating woes

The Consumer Financial Protection Bureau (CFPB) has come under fire from energy rebaters, with the agency’s chief critic calling the agency “a giant in energy rebasing scams” that “sucks energy out of people’s pocketbooks.”The report from the CFPB, released on Wednesday, said that Citigroup (C) and Wells Fargo (WFC) had paid out more than $4 …

How to avoid energy bills with a simple Google search

The average American spends $10,000 a year on energy bills. We can avoid these bills with simple Google searches.Google’s Search Engine Engine has been used to help consumers navigate energy bills, but its usefulness is limited.A recent study by research firm KPMG found that the average American’s energy bill will exceed $1,000 by 2019, and more …

What to watch this week: American consumer panel

The American consumer panels (ACPs) are expected to unveil their latest results later today, with Fox Sports’ Sean McManus reporting.The ACCs report is expected to show that consumers spent more than $1 billion on TV in the first three months of this year, which is the highest since the panel started measuring that data in …

Kafka: The Last Living Bookshop

kafkas owner, Yannick Lejeune, who lives in the southern Paris suburb of Rennes, says that his main goal with the shop is to help educate French people about how to make good use of the bookshop.“I think it’s important for us to be able to offer people a different kind of reading experience, because we …

How to avoid GMOs and GMOs-free food

Consumers and the Environmental Protection Agency are struggling to understand how they can avoid GMOs, as regulators and industry leaders grapple with the challenges that come with regulating the food industry.As of May 2017, more than 70 percent of the food we eat contains at least one genetically modified foodstuff.Some scientists believe that many more …

Apple Inc. shares rise more than 3% after report on China

Apple Inc.’s stock rose more than 2% after the company reported that it is looking to invest $1 billion in China.Apple reported on Thursday that it has agreed to invest in China’s Alibaba Group, which is one of China’s largest online shopping portals, as well as in China-based micro-payment provider WeChat Pay.It was not immediately …

How to keep your credit score and protect your financial future

Consumers are spending less money on credit cards, and that means they’re using fewer credit cards to make purchases, according to a report released Tuesday.The report by the consumer reporting agency Equifax found that credit card use fell by 6.5 per cent in the first quarter of 2017, compared to the same period in 2016.Equifax …