Consumer debt data: What you need to know about consumer debt analysis

Consumers with credit cards or mortgages should get familiar with the Consumer Financial Protection Bureau’s consumer debt data collection program.The bureau’s consumer data collection efforts are aimed at collecting information about credit and loan debt, credit card payments, and consumer credit scores, and help consumers navigate credit reporting agencies and lenders.But consumers are also being …

Which phone will you buy? Here are the top 5 brands that are the best value for money

Consumer psychology is the most valuable emotion, so we tend to look for brands that can help us to make better decisions.Target’s new line of smart phones is the latest in a series of premium phones that aim to offer a better experience and offer the best smartphone experience for consumers.Here’s what we’re talking about.Consumer …

Why Santander has been selling credit cards for months, and why investors don’t like it

SANTANDER, Calif.— Santander, the second-largest U.S. consumer finance company by revenue, has been making significant revenue and earnings strides in recent months, thanks to a combination of its consumer debt and credit card programs.Its total debt as of June 30 was $6.1 billion, up 11% from the same period last year.In June, the company reported …